Tree Fell on My House — What to Do in Rome, GA

If a tree has just fallen on your home in Rome, Georgia, take a breath — and take action in the right order. The decisions you make in the first hour matter a lot for your safety and your insurance claim.

Step 1: Get Everyone Out Safely

Evacuate the affected area of your home immediately. Do not re-enter any room that has been breached by a tree or large branch until a structural assessment has been done. If you smell gas, leave the property entirely and call the gas company from outside.

Step 2: Check for Utility Contact

If the tree is touching or near power lines — indoors or outdoors — do not touch the tree, the lines, or any metal object near them. Call 911 and your utility provider (Georgia Power: 1-888-891-0938) immediately.

Step 3: Document Everything Before Cleanup

Take photos and video of the tree, your roof, any interior damage, and the surrounding area before any cleanup begins. This documentation is critical for your homeowner's insurance claim.

Step 4: Protect the Opening

If the tree has breached your roof, temporary waterproofing is urgent — especially in Georgia's rainy climate. Call a roofing contractor or emergency tarping service. We can coordinate with your roofing contractor as part of the tree removal.

Step 5: Call Rome Tree Service

We provide 24/7 emergency tree removal for exactly this situation. Our crew will safely remove the tree, work around your structure, and document all work for your insurance company. Call us at (762) 254-2838 any time.

Will Insurance Cover a Tree on My House?

In most cases, homeowner's insurance covers damage to a structure caused by a falling tree — even if the tree was from a neighbor's property. The insurer typically covers repair to the structure and the cost of removing the tree from the structure. Removal of the tree from your yard (without structural damage) may or may not be covered depending on your policy. Document everything and file promptly.

What About a Neighbor's Tree?

If a neighbor's tree falls on your property and damages your home, your own homeowner's insurance is typically your first line of coverage. If your neighbor was warned about the tree's condition and failed to act, they may bear liability — consult an attorney if this is the case.